:root{--navy:#102A56;--glacier:#8FB4C9;--mist:#D7E4EC;--paper:#F3F5F7;--ink:#102A56;--muted:#3E5170;--bg:#fff;--soft:#F3F5F7;--line:#D7E4EC;--accent:#102A56;--accent2:#1D3F7A;--r:12px}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:80px}
body{margin:0;font:16px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:var(--bg)}
a{color:var(--accent2)}img{max-width:100%}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px}.skip:focus{left:10px;top:10px;background:#fff;padding:8px;z-index:9}
.site-header{border-bottom:1px solid var(--line);background:var(--paper);position:sticky;top:0;z-index:5}
.bar{display:flex;align-items:center;justify-content:space-between;min-height:64px;gap:16px}
.brand img{display:block;height:42px;width:auto}.brand{display:flex;align-items:center;gap:10px;font-weight:700;font-size:1.15rem;color:var(--ink);text-decoration:none}
nav a{margin-left:20px;color:var(--ink);text-decoration:none;font-weight:500}nav a[aria-current]{color:var(--accent);text-decoration:underline;text-decoration-color:var(--glacier);text-decoration-thickness:3px;text-underline-offset:6px}nav a:hover{color:var(--accent)}
.menu-btn{display:none;background:none;border:1px solid var(--line);border-radius:8px;padding:6px 12px;font:inherit}
@media(max-width:900px){.menu-btn{display:block}#nav{display:none;position:absolute;top:64px;left:0;right:0;background:var(--paper);border-bottom:1px solid var(--line);padding:8px 20px}#nav.open{display:block}#nav a{display:block;margin:0;padding:10px 0}}
.hero{background:linear-gradient(135deg,var(--mist),var(--paper));padding:72px 0 56px}.hero.small{padding:48px 0 36px}
h1{font-size:clamp(1.9rem,4vw,2.9rem);line-height:1.15;margin:.2em 0 .4em}h2{font-size:1.6rem;margin:0 0 .6em}h3{font-size:1.08rem;margin:0 0 .3em}
.eyebrow{text-transform:uppercase;letter-spacing:.08em;font-size:.8rem;font-weight:700;color:var(--accent)}
.lede{font-size:1.15rem;color:var(--muted);max-width:720px}
.btn{display:inline-block;background:var(--accent);color:#fff;padding:12px 20px;border-radius:999px;text-decoration:none;font-weight:600;margin:4px 8px 4px 0}.btn:hover{background:var(--accent2)}
.btn.ghost{background:transparent;color:var(--navy);border:2px solid var(--navy)}.btn.ghost:hover{background:var(--mist)}
.section{padding:56px 20px}.band{background:var(--soft)}
.two{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:start}.two>*{min-width:0}@media(max-width:860px){.two{grid-template-columns:1fr}}
.tiles,.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:16px}
.tile,.tool{display:block;border:1px solid var(--line);border-radius:var(--r);padding:18px;background:#fff;text-decoration:none;color:var(--ink)}
.tile:hover,.tool:hover{border-color:var(--glacier);box-shadow:0 4px 16px rgba(16,42,86,.08)}
.tile p,.tool p{color:var(--muted);margin:.2em 0;font-size:.95rem}.tool .meta{font-size:.8rem}
.tool h3 a{text-decoration:none}.tool h3 a::after{content:" \2197";font-size:.8em}
.sponsor{border-style:dashed;border-color:var(--glacier);background:var(--paper)}
.tag{display:inline-block;font-size:.72rem;font-weight:700;text-transform:uppercase;letter-spacing:.06em;color:#8a5a00;background:#fff4dc;border-radius:999px;padding:2px 10px;margin:0 0 6px}
.tag.ex{color:#7a2e0e;background:#fde8df}
.cat{padding:28px 0;border-bottom:1px solid var(--line)}.cat-desc{color:var(--muted);margin-top:-.4em}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:16px}
.chip{border:1px solid var(--line);background:#fff;border-radius:999px;padding:6px 14px;font:inherit;font-size:.9rem;cursor:pointer}.chip[aria-pressed=true]{background:var(--ink);color:#fff;border-color:var(--ink)}
.search{display:block;max-width:420px;margin-top:16px}.search span{display:block;font-weight:600;font-size:.9rem;margin-bottom:10px}.search input:focus-visible{outline:3px solid var(--glacier);outline-offset:4px}
input[type=email],input[type=search]{width:100%;padding:12px 14px;border:1px solid var(--line);border-radius:10px;font:inherit}
.signup label{font-weight:600;font-size:.9rem}.signup .row{display:flex;gap:8px;margin:6px 0}.signup .row input{flex:1}
.signup button{background:var(--accent);color:#fff;border:0;border-radius:10px;padding:0 18px;font:inherit;font-weight:600;cursor:pointer}
@media(max-width:520px){.signup .row{flex-direction:column}.signup button{padding:12px}}
.signup .consent{display:block;font-weight:400;font-size:.85rem;color:var(--muted)}.form-msg{font-size:.9rem;color:var(--accent2)}
.soon{text-align:center}.soon .signup{max-width:520px;margin:20px auto 0;text-align:left}
.faq details{border:1px solid var(--line);border-radius:10px;padding:12px 16px;margin-bottom:10px}.faq summary{font-weight:600;cursor:pointer}
.notice{background:#fff4dc;border-left:4px solid #e0a100;padding:12px 16px;border-radius:6px}
.news{border-bottom:1px solid var(--line);padding:14px 0}.meta{color:var(--muted);font-size:.85rem}
.rates{width:100%;border-collapse:collapse;margin-bottom:8px}.rates caption{text-align:left;font-size:.85rem;color:var(--muted);padding-bottom:8px}
.rates th,.rates td{border-bottom:1px solid var(--line);padding:10px;text-align:left}
.ltv-rates{margin-top:28px;max-width:100%}
.ltv-rates .eyebrow{margin:0 0 4px}
.ltv-rates h2{font-size:clamp(1.35rem,2.4vw,1.7rem);color:var(--navy);margin:0 0 .35em}
.ltv-asat,.ltv-note,.rates-disclaimer{color:var(--muted);font-size:.9rem;margin:.4em 0}
.ltv-wrap{max-width:100%;border:1px solid #d5deea;border-radius:12px;overflow-x:auto;overflow-y:hidden}
.ltv{width:100%;min-width:0;border-collapse:collapse;table-layout:fixed}
.ltv th,.ltv td{padding:14px 16px;text-align:left;vertical-align:top;white-space:normal;overflow-wrap:break-word}
.ltv thead th{background:var(--navy);color:#fff;font-weight:600;font-size:.95rem;line-height:1.3}
.ltv-bands thead th:first-child,.ltv-bands tbody th{width:18%}
.rates-snap thead th:first-child,.rates-snap tbody th{width:62%}
.ltv tbody th{font-weight:700;color:var(--navy);background:transparent}
.ltv tbody tr:nth-child(even){background:#f4f7fb}
.ltv tbody tr:nth-child(odd){background:#fff}
.ltv-rate,.ltv-lender,.ltv-chg{display:block;line-height:1.3}
.ltv-rate{font-weight:700;color:var(--navy);font-size:1.05rem}
.ltv-lender{color:var(--muted);font-size:.85rem;margin-top:2px}
.ltv-chg{font-size:.85rem;margin-top:2px;font-weight:600}
.ltv-chg.down{color:#157a32}
.ltv-chg.up{color:#b42318}
.ltv-chg.flat{color:var(--muted);font-weight:500}
@media(max-width:760px){
.ltv th,.ltv td{padding:10px 8px}
.ltv thead th{font-size:.78rem}
.ltv tbody th{font-size:.9rem}
.ltv-rate{font-size:.95rem}
.ltv-lender,.ltv-chg,.snap-note,.snap-src,.snap-date{font-size:.75rem}
}
.snap-note,.snap-src,.snap-date{display:block;line-height:1.3;font-size:.85rem;margin-top:2px}
.snap-note,.snap-date{color:var(--muted);font-weight:500}
.rates-lines{margin:.35em 0 0}
.rates-lines p{color:var(--muted);font-size:.9rem;margin:0;line-height:1.35}
.rates-lines p+p{margin-top:.2em}
.box{border:1px solid var(--line);border-radius:var(--r);padding:20px;margin-top:24px}
.note{color:var(--muted);font-size:.9rem;padding:20px 0}
.prose{max-width:780px}
.site-footer{background:var(--ink);color:var(--mist);padding:40px 0 24px;margin-top:40px;font-size:.92rem}.site-footer a{color:#fff;display:block}
.foot-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:24px}@media(max-width:760px){.foot-grid{grid-template-columns:1fr}}
.brand-foot img{display:block;height:42px;width:auto}.brand-foot{color:#fff;font-weight:700;font-size:1.1rem}.h{color:#fff;font-weight:600}
.legal{border-top:1px solid #2B4775;margin-top:24px;padding-top:16px;font-size:.82rem}
.socials{display:flex;flex-wrap:wrap;gap:14px;align-items:center;margin:12px 0 4px}
.socials a{display:inline-flex;align-items:center;justify-content:center;width:24px;height:24px;color:var(--mist);border-radius:4px}
.socials a:hover{color:#fff}
.socials svg{display:block;width:24px;height:24px}
.socials a:focus-visible{outline:3px solid var(--paper);outline-offset:3px}
.built-with{margin:16px 0 0;font-size:.75rem;font-weight:500;letter-spacing:.04em;color:var(--glacier)}
.site-footer .notice{color:var(--ink)}
.pn-toc{border:1px solid var(--line);border-radius:var(--r);padding:16px 20px;background:var(--paper);margin:24px 0}
.pn-toc ol{margin:.4em 0 0;padding-left:1.3em;columns:2;column-gap:32px}@media(max-width:620px){.pn-toc ol{columns:1}}
.prose h2{margin-top:1.8em}.prose h3{margin-top:1.4em}
.table-wrap{overflow-x:auto;margin:12px 0 20px}
.rates.pn{font-size:.93rem}.rates.pn thead th{background:var(--paper);color:var(--ink)}.rates.pn th,.rates.pn td{vertical-align:top}
.rates.pn tbody th{font-weight:600}
mark.ph{background:#fff4dc;color:#8a5a00;padding:0 3px;border-radius:3px}
.glance{border-left:4px solid var(--glacier)}
[hidden]{display:none!important}
:focus-visible{outline:3px solid var(--glacier);outline-offset:2px}
.site-footer :focus-visible{outline-color:var(--paper)}
.journey{background:var(--paper)}
.timeline{list-style:none;margin:32px 0 0;padding:0;position:relative;counter-reset:none}
.timeline::before{content:"";position:absolute;left:21px;top:8px;bottom:8px;width:4px;background:var(--glacier);border-radius:2px}
.step{position:relative;display:flex;gap:20px;align-items:flex-start;padding:0 0 20px}
.step-n{flex:0 0 46px;height:46px;border-radius:50%;background:var(--navy);color:var(--paper);display:flex;align-items:center;justify-content:center;font-weight:700;position:relative;z-index:1;box-shadow:0 0 0 4px var(--paper)}
.step>div{flex:1;background:#fff;border:1px solid var(--mist);border-left:4px solid var(--glacier);border-radius:var(--r);padding:14px 18px}
.step p{margin:.2em 0;color:var(--muted)}.step .step-tools{font-size:.9rem;color:var(--ink)}
.feedback{max-width:760px}.feedback .build-q{font-weight:600;margin:0 0 8px}
.feedback fieldset{border:1px solid var(--mist);border-radius:var(--r);background:#fff;padding:16px;margin:0 0 16px;min-inline-size:0;max-width:100%}
.opts{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:12px 24px}
.opt{display:flex;align-items:flex-start;gap:10px;font-size:.95rem}.opt input{margin-top:3px;flex-shrink:0;accent-color:var(--navy)}
@media(max-width:760px){.opts{grid-template-columns:1fr}}
.feedback>label{display:block;font-weight:600;margin-top:12px}.opt-l{font-weight:400;color:var(--muted)}
.feedback textarea,.feedback input[type=email]{width:100%;padding:12px 14px;border:1px solid #9FB3C4;border-radius:10px;font:inherit;background:#fff;margin-top:4px}
.feedback button.btn{border:0;cursor:pointer;font:inherit;font-weight:600}
.privacy-line{font-size:.88rem;color:var(--muted)}
.teaser-box{background:var(--navy);color:var(--paper);border-radius:var(--r);padding:32px;display:grid;gap:16px}
.teaser-box h2{color:#fff;margin-top:0}.teaser-box p{color:var(--mist);max-width:760px}
.teaser-box .btn{background:var(--paper);color:var(--navy)}.teaser-box .btn:hover{background:var(--mist)}
.teaser-box p a:not(.btn){color:#fff;text-underline-offset:3px}
.mini{list-style:none;display:flex;flex-wrap:wrap;gap:6px;padding:0;margin:0}.mini li{width:30px;height:30px;border-radius:50%;border:2px solid var(--glacier);color:var(--paper);font-size:.8rem;display:flex;align-items:center;justify-content:center}
.mini a{color:inherit;text-decoration:none;display:flex;width:100%;height:100%;align-items:center;justify-content:center;border-radius:50%}
.mini a:hover,.mini a:focus-visible{background:var(--glacier);color:var(--navy)}
.price-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(min(100%,240px),1fr));gap:16px;margin:8px 0 4px}
.price-card{border:1px solid var(--line);border-radius:var(--r);padding:18px;background:#fff;border-top:4px solid var(--navy)}
.price-card h3{color:var(--navy);margin-top:0}
.price-card .price{font-size:1.45rem;font-weight:700;color:var(--navy);line-height:1.2;margin:.15em 0 .4em}
.price-card p{color:var(--muted);margin:.35em 0}
.price-card ul{margin:.4em 0;padding-left:1.2em}
.price-card.founding{background:var(--paper)}
.review-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:16px;margin-top:20px}
.review-card{border:1px solid var(--line);border-radius:var(--r);padding:18px;background:#fff;border-top:4px solid var(--navy)}
.review-card h3{color:var(--navy);margin-top:8px}
.review-card dl{margin:8px 0 0}
.review-card dt{font-size:.72rem;font-weight:700;letter-spacing:.05em;text-transform:uppercase;color:var(--navy);margin-top:12px}
.review-card dd{margin:0;color:var(--muted)}
.tag.progress{color:#fff;background:var(--navy)}
.net-filter{display:grid;gap:12px;margin:0 0 8px;max-width:100%}
.net-q label,.net-ai,.net-count{font-size:.95rem}
.net-q input{display:block;width:100%;margin-top:4px;padding:10px 12px;font:inherit;border:1px solid var(--line);border-radius:8px;background:#fff}
.net-kind{border:0;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:8px;align-items:center}
.net-kind legend{font-weight:700;padding:0}
.net-kind label{display:inline-flex;align-items:center;gap:6px;border:1px solid var(--line);border-radius:999px;padding:6px 12px;background:#fff;cursor:pointer}
.net-kind label:has(input:checked){background:var(--navy);color:#fff;border-color:var(--navy)}
.net-kind label:has(input:focus-visible){outline:3px solid var(--glacier);outline-offset:2px}
.net-ai{display:inline-flex;align-items:center;gap:8px}
.net-count{margin:0;color:var(--muted)}
.net-empty{margin:.2em 0 0;font-weight:600}
.net-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(min(100%,320px),1fr));gap:18px}
.net-grid>*{min-width:0}
.net h3{margin:0 0 10px}
.net a,.news-list a{overflow-wrap:anywhere}
.h4{font-size:.78rem;font-weight:700;text-transform:uppercase;letter-spacing:.06em;color:var(--muted);margin:12px 0 6px}
.ai-box{background:var(--paper);border-left:3px solid var(--navy);border-radius:8px;padding:10px 14px}
.ai-box .h4{margin-top:2px;color:var(--navy)}
.ai-list,.figs{margin:0;padding-left:18px}
.ai-list li,.figs li{margin:0 0 8px}
.ai-list .meta{display:block}
.none{color:var(--muted);font-style:italic;margin:4px 0}
.k{display:inline-block;font-size:.68rem;font-weight:700;text-transform:uppercase;letter-spacing:.05em;border-radius:999px;padding:1px 8px;background:var(--mist);color:var(--navy)}
.k-ai{background:var(--navy);color:#fff}
.news-list{list-style:none;margin:0;padding:0}
.news-list .news a{font-weight:700}
.news-list .news p{margin:4px 0}
.sponsor-box{border:2px dashed var(--glacier);background:var(--paper);border-radius:var(--r);padding:20px}
.sponsor-box .tag{font-size:.8rem}
.stats{display:flex;flex-wrap:wrap;gap:10px;margin-top:14px}
.stats span{background:#fff;border:1px solid var(--line);border-radius:999px;padding:4px 12px;font-size:.88rem}
@media(max-width:760px){
.net-kind{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));width:100%}
.net-kind legend{grid-column:1 / -1}
.net-kind label{justify-content:center;min-width:0;padding:8px 6px}
}
.dc{margin-top:14px;border-top:1px solid var(--line);padding-top:12px}
.dc h4{margin:0 0 8px;font-size:.95rem;color:var(--ink)}
.dc dl{margin:0;display:grid;grid-template-columns:1fr;gap:2px 0;font-size:.88rem}
.dc dt{font-weight:600;color:var(--ink);margin-top:8px}.dc dd{margin:0;color:var(--muted)}
.dc dd a{font-size:.8rem;overflow-wrap:anywhere}
.dc .checked{font-size:.8rem;color:var(--muted);margin-top:10px}
.outline ol>li{margin-bottom:1.1em}.outline h2{margin:.2em 0;font-size:1.15rem}
.outline .checklist{margin-top:.6em}.outline .checklist li{margin-bottom:.6em;color:var(--muted)}
.dc-open{margin:12px 0 0}
.dc-btn{background:#fff;color:var(--navy);border:2px solid var(--navy);border-radius:999px;padding:5px 12px;font:inherit;font-size:.82rem;font-weight:600;line-height:1.3;cursor:pointer}.dc-btn:hover{background:var(--mist)}.dc-btn:focus-visible,.dc-close:focus-visible{outline:3px solid var(--glacier);outline-offset:2px}
.dc-dialog{border:0;padding:0;border-radius:var(--r);max-width:640px;width:calc(100% - 32px);max-height:calc(100vh - 48px);background:#fff;color:var(--ink);box-shadow:0 12px 40px rgba(16,42,86,.25)}
.dc-dialog::backdrop{background:rgba(16,42,86,.55)}
.dc-panel{padding:22px 24px 20px}
.dc-head{display:flex;align-items:flex-start;justify-content:space-between;gap:16px;margin-bottom:6px}
.dc-head h2{margin:0;font-size:1.2rem;line-height:1.3;color:var(--navy)}
.dc-close{flex:none;background:none;border:1px solid var(--line);border-radius:999px;padding:4px 12px;font:inherit;font-size:.9rem;color:var(--navy);cursor:pointer}.dc-close:hover{background:var(--mist)}
.dc-dialog .dc{margin-top:0;border-top:0;padding-top:0}
.dc-fca{font-size:.85rem;color:var(--muted);border-top:1px solid var(--line);padding-top:12px;margin:14px 0 6px}
.dc-guide{font-size:.9rem;margin:0}
html.dc-lock{overflow:hidden}
@media(max-width:480px){.dc-panel{padding:18px 16px}.dc-dialog{width:calc(100% - 20px);max-height:calc(100vh - 24px)}}
.dc-dialog .dc>h4{display:none}
.dc-src{display:block;margin-top:4px;font-size:.85rem}
.chips{flex-direction:column;align-items:flex-start}
.chips-cats{display:flex;flex-wrap:wrap;justify-content:flex-start;gap:8px;width:100%}
.nt-table thead th:first-child{width:18%}.nt-table thead th:nth-child(2){width:17%}.nt-table thead th:nth-child(3){width:13%}.nt-table thead th:nth-child(5){width:13%}.nt-table thead th:nth-child(6){width:10%}.nt-table td .k{display:inline-block;margin:0 4px 4px 0}@media(min-width:901px) and (max-width:720px){.ltv.nt-table{table-layout:auto;min-width:640px}.ltv-wrap.table-wrap{overflow-x:auto}}
/* networks-tools mobile cards */
@media (max-width:900px){
.nt-table,.nt-table tbody,.nt-table tr,.nt-table th,.nt-table td{display:block;width:auto}
.nt-table thead{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
.nt-table{table-layout:auto;border:0}
.nt-table tbody{border:1px solid var(--mist);border-radius:var(--r);background:#fff;margin:0 0 16px;padding:12px 14px;overflow-wrap:anywhere}
.nt-table tbody th{padding:0 0 4px;font-size:1.05rem}.nt-table .ltv-lender{display:block}
.nt-table td.nt-cov{padding:0 0 10px;border:0;line-height:2}
.nt-table td.nt-cov .k{display:inline-block;white-space:normal;margin:0 4px 4px 0;line-height:1.3}
.nt-table tr{border-top:1px solid var(--line);padding:8px 0}.nt-table tr:first-child{border-top:0;padding-top:0}
.nt-table td{padding:2px 0;border:0;background:transparent!important}
.nt-table td[data-label]::before{content:attr(data-label);display:block;font-size:.7rem;font-weight:700;color:var(--navy);text-transform:uppercase;letter-spacing:.04em}
.ltv.nt-table{min-width:0;max-width:100%}.table-wrap.ltv-wrap:has(.nt-table){overflow:visible;border:0;border-radius:0}
}
/* time audit and survey */
.audit-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:12px;margin-bottom:12px}
.audit label,.research-form fieldset>label{display:block;font-weight:600;margin-top:8px}
.audit input[type=number]{display:block;width:100%;padding:10px 12px;border:1px solid #9FB3C4;border-radius:10px;font:inherit;background:#fff;margin-top:4px}
.audit legend{padding:0 4px}
.audit-result{background:#fff;border:1px solid var(--mist);border-left:4px solid var(--glacier);border-radius:var(--r);padding:12px 18px;margin:8px 0}
.audit-result p{margin:.3em 0}.audit-result strong{font-size:1.3rem;color:var(--navy)}
.research-form .opts{display:flex;flex-wrap:wrap;gap:8px;margin:4px 0 8px}.research-form label.opt{display:inline-flex;align-items:center;gap:6px;font-weight:400}
.research-form .consent{display:block;margin:14px 0 4px;font-size:.92rem}
.research-form fieldset{overflow-wrap:anywhere}
@media (min-width:901px){#nav a{white-space:nowrap;margin-left:14px;font-size:.95rem}}

/* Mobile audit 21 Oct 2026: tap targets and minimum 14px text */
.menu-btn{min-height:44px;min-width:44px}
#nav a{display:inline-flex;align-items:center;min-height:44px}
@media(max-width:900px){#nav a{display:flex;padding:0}}
.chip{min-height:44px;padding:10px 16px;font-size:.9rem}
.dc-btn{min-height:44px;font-size:.875rem}
.site-footer a{display:flex;align-items:center;min-height:44px}
.site-footer .legal a,.site-footer p a{display:inline;min-height:0;padding:12px 0;line-height:2.2}
.tool a,.tile a,.news a,.review-card a,.meta a,.dc-src,.figs a,.ai-list a,.nt-table a,.step-tools a,.socials a{display:inline-block;padding-block:10px;line-height:1.5}
.socials a{min-width:44px;min-height:44px;display:inline-flex;align-items:center;justify-content:center;padding:0}
.net-kind label,.net-ai,.research-form label.opt,.opts label{min-height:44px;display:inline-flex;align-items:center;gap:8px;cursor:pointer}
.net-kind input,.net-ai input,.research-form input[type=checkbox],.research-form input[type=radio],.opts input,.consent input{width:20px;height:20px;flex:0 0 20px}
.k{font-size:.875rem;letter-spacing:.03em;padding:2px 10px}
.tag,.sponsor-box .tag{font-size:.875rem}
.meta,.eyebrow,.h4,.dc-src,.signup .consent{font-size:.875rem}
.review-card dt{font-size:.875rem}
.legal,.built-with{font-size:.875rem}
.ltv-lender,.ltv-chg,.ltv-margin,.snap-note,.snap-src,.snap-date,.ltv thead th{font-size:.875rem}
.nt-table td[data-label]::before{font-size:.875rem}
@media(max-width:760px){.ltv-lender,.ltv-chg,.snap-note,.snap-src,.snap-date,.ltv thead th,.ltv-margin,#ltv-rates .ltv-margin{font-size:.875rem}#ltv-rates .ltv-bands td::before{font-size:.875rem}}
/* privacy tables stack on mobile */
@media(max-width:700px){
.rates.pn,.rates.pn tbody,.rates.pn tr,.rates.pn th,.rates.pn td{display:block;width:auto}
.rates.pn thead{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
.rates.pn tr{border:1px solid var(--line);border-radius:var(--r);padding:10px 14px;margin:0 0 12px;background:#fff}
.rates.pn th,.rates.pn td{border:0;padding:4px 0;overflow-wrap:anywhere}
.rates.pn [data-label]::before{content:attr(data-label);display:block;font-size:.875rem;font-weight:700;color:var(--navy)}
}
.tool .meta,p.meta,span.meta,.tool p.meta,.meta a,.dc-src{font-size:.875rem}
.tool a,.tile a,.news a,.review-card a,.meta a,.figs a,.ai-list a,.nt-table a,.step-tools a,.snap-src,.pn-toc a,.teaser a,.card-links a{padding-block:12px}
.snap-src{display:inline-block}
.pn-toc li{margin:0}.pn-toc a{display:inline-block}
.site-footer .socials a,.socials a{min-width:44px;min-height:44px;display:inline-flex;align-items:center;justify-content:center}
.research-form .consent,.signup .consent{display:flex;gap:8px;align-items:flex-start;min-height:44px;padding:8px 0}
.menu-btn{font-size:1rem}
.mini li{width:44px;height:44px;font-size:.875rem}.mini a{padding:0}
.pn-toc a{display:inline;padding:0}.pn-toc li{padding:10px 0;line-height:1.4}